Job catalog - Employment
Cataleg D ocupacions capçalera
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Catalogue of occupations
Ocupacions
Mortgage loan underwriter
Loan approval officer Loan underwriter Mortgage compliance underwriter Mortgage guideline underwriter Mortgage loan underwriter
Mortgage loan underwriters ensure compliance with underwriting guidelines. They participate in the implementation of new underwriting guidelines. They also review closed and denied loans.
Tasks
Tasks include -
(a) Interviewing applicants for personal, mortgage, student and business loans;
(b) Researching and evaluating loan applicant’s financial status, references, credit and ability to repay the loan;
(c) Submitting credit and loan applications to management with recommendations for approval or rejection;
(d) Approving or rejecting loan applications within authorized limits ensuring that credit standards of the institution are respected;
(e) Keeping records of payments, and preparing routine letters requesting payment for overdue accounts and forwarding these for legal action;
(f) Completing credit and loan documentation.
Knowledge
- Finance, banking and insurance
- Law
- Wholesale and retail sales
- Statistics
Digital competencies
- Analysing financial and economic data
- Performing risk analysis and management
- Gathering information from physical or electronic sources
- Interviewing
- Management skills
Digital competencies
No skills and knowledge of the occupation have been found. Only skills and knowledge relevant and requested by companies in their job offers are displayed.
Personal competencies
- Processing information, ideas and concepts
- Taking a proactive approach
Professional groups of the occupation
Technicians and associate professionals
Science and engineering associate professionals
Physical and engineering science technicians
Physical and engineering science technicians not elsewhere classified
Other occupations of the professional group
Do you want to know what the hiring rate for this occupation is in the market?
Contracts and job seekers in the last year in Barcelonès
Physical and engineering science technicians not elsewhere classified
105
Number of contracts in Barcelonès
63,64%
Percentage of contracts in Catalonia
-19,85% Interannual variation of contracts in Barcelonès
99,05%
Permanent contracts over total contracts in Barcelonès
5,71%
Part-time contracts
1,02% Turnover index
152
Average of job seekers in Barcelonès
-2%
Interannual variation of job seekers in Barcelonès
Data source: Observatori del Treball i Model Productiu, Government of Catalonia
The market for this profile is hiring
Contracts in u00e8 over the past year by sex and age
Contracts by gender in Barcelonès.
Science and engineering associate professionals
68%
32%
Data source: Observatori del Treball i Model Productiu, Government of Catalonia
Contracts by age groups.
Science and engineering associate professionals
Data source: Observatori del Treball i Model Productiu, Government of Catalonia
What vacancies are published in the professional family?
Vacancies published by professional family and type of contract in Barcelonès over the past year
Physical and engineering science technicians
| Occupation | Vacancies | Permanent contracts |
|---|
Data source: Data generated from the analysis of Lightcast data and the Observatory of Work and Productive Model of the Government of Catalonia.
What experience is required for the vacancies? Which sectors are looking for this occupation?
Physical and engineering science technicians not elsewhere classified
Data source: Own elaboration based on the data of vacancies extracted by Lightcast.
The vacancies published are for working in:
Job vacancies posted by county
Data source: Own elaboration based on the data of vacancies extracted by Lightcast.
Occupations that share knowledge and skills
This service uses the ESCO classification of the European Commission.
