Cataleg D ocupacions capçalera

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Catalogue of occupations

Ocupacions

Credit risk analyst

Latest available data: March 2025 (includes accumulated data from the past 12 months)

Other denominations:
Assistant credit risk specialist Credit risk analyst Credit risk consultant Credit risk controller Credit risk manager Credit risk surveyor Credit risk technician Financial risk analyst Financial risk manager Financial risk specialist Financial risk surveyor Financial risk technician Graduate credit risk specialist Senior credit risk specialist Trainee credit risk specialist

Credit risk analysts manage individual credit risk and care for fraud prevention, business deal analysis, legal documents analysis and recommendations on the level of the risk.

Tasks

Tasks include -
(a) Interviewing applicants for personal, mortgage, student and business loans;
(b) Researching and evaluating loan applicant’s financial status, references, credit and ability to repay the loan;
(c) Submitting credit and loan applications to management with recommendations for approval or rejection;
(d) Approving or rejecting loan applications within authorized limits ensuring that credit standards of the institution are respected;
(e) Keeping records of payments, and preparing routine letters requesting payment for overdue accounts and forwarding these for legal action;
(f) Completing credit and loan documentation.

Knowledge

  • Finance, banking and insurance
  • Management and administration
  • Database and network design and administration
  • Economics
  • Statistics

Digital competencies

  • Performing risk analysis and management
  • Developing solutions
  • Complying with operational procedures
  • Monitoring financial and economic resources and activity
  • Analysing financial and economic data

Digital competencies

  • Accessing and analysing digital data
  • Managing, gathering and storing digital data
  • Analysing and evaluating information and data

Personal competencies

  • Processing information, ideas and concepts
  • Collaborating in teams and networks
  • Communicating
  • Dealing with problems
  • Following ethical code of conduct

Professional groups of the occupation

Technicians and associate professionals

Business and administration associate professionals

Financial and mathematical associate professionals

Credit and loans officers

Other occupations of the professional group

Do you want to know what the hiring rate for this occupation is in the market?

Contracts and job seekers in the last year in Barcelonès

Credit and loans officers

108

Number of contracts in Barcelonès

65,45%

Percentage of contracts in Catalonia

-17,56% Interannual variation of contracts in Barcelonès

97,22%

Permanent contracts over total contracts in Barcelonès

12,96%

Part-time contracts

1,01% Turnover index

150

Average of job seekers in Barcelonès

-4%

Interannual variation of job seekers in Barcelonès

Data source: Observatori del Treball i Model Productiu, Government of Catalonia

The market for this profile is hiring

Contracts in u00e8 over the past year by sex and age

Contracts by gender in Barcelonès.

Business and administration associate professionals

61%

39%

Men
Women

Data source: Observatori del Treball i Model Productiu, Government of Catalonia

Contracts by age groups.

Business and administration associate professionals

Data source: Observatori del Treball i Model Productiu, Government of Catalonia

What vacancies are published in the professional family?

Vacancies published by professional family and type of contract in Barcelonès over the past year

Financial and mathematical associate professionals

Occupation Vacancies Permanent contracts

Data source: Data generated from the analysis of Lightcast data and the Observatory of Work and Productive Model of the Government of Catalonia.

What experience is required for the vacancies? Which sectors are looking for this occupation?

Credit and loans officers

No experience
12%
Less than 1 year
38%
Between 1 and 2 years
8%
Between 2 and 4 years
17%
Between 4 and 8 years
4%
More than 8 years
21%
Administrative and support service activities
30%
Professional, scientific and techinical activities
22%
Financial and insurance activities
14%
Information and communication
8%
Manufacturing
6%
Others
20%

Data source: Own elaboration based on the data of vacancies extracted by Lightcast.

The vacancies published are for working in:

Job vacancies posted by county

Data source: Own elaboration based on the data of vacancies extracted by Lightcast.