Cataleg D ocupacions capçalera

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Catalogue of occupations

Ocupacions

Insurance underwriter

Latest available data: December 2024 (includes accumulated data from the past 12 months)

Other denominations:
Accident and sickness insurance underwriter Automobile insurance underwriter Casualty insurance underwriter Commercial insurance underwriter Commercial lines underwriter Commercial property underwriter Commercial underwriter Fire insurance underwriter Group insurance underwriter Insurance underwriter Liability risk assessor Life underwriter Package insurance underwriter Personal lines underwriter Public liability insurance underwriter Risk assessor

Insurance underwriters assess business risks and liability policies and make decisions about commercial property. They inspect the conditions of businesses’ properties, analyse inspection policies, assist with real estate and rent issues, prepare loan contracts and handle commercial risks in order to align them with business practices. Insurance underwriters analyse various information from prospective customers in order to assess the likelihood that they will report a claim. They work to minimise risk for the insurance company and make sure that the insurance premium aligns with the associated risks. they can be specialists in life insurance, health insurance, reinsurance, commercial insurance, mortgage insurance.

Tasks

Tasks include -
(a) Obtaining information about customers’ circumstances necessary to determine appropriate type of insurance and conditions;
(b) Negotiating with customers to determine type and degree of risk for which insurance is required;
(c) Explaining details of insurance and conditions, risk coverage premiums and benefits to customers;
(d) Assisting clients to determine the type and level of coverage required, calculating premiums and establishing method of payment;
(e) Negotiating and placing reinsurance contracts;
(f) Advising on, negotiating terms for and placing insurance contracts for large or special types of projects, installations or risks.

Knowledge

  • Finance, banking and insurance
  • Wholesale and retail sales
  • Marketing and advertising
  • Law
  • Statistics

Digital competencies

  • Developing professional relationships or networks
  • Performing risk analysis and management
  • Selling products or services
  • Negotiating and managing contracts and agreements
  • Providing financial advice

Digital competencies

No skills and knowledge of the occupation have been found. Only skills and knowledge relevant and requested by companies in their job offers are displayed.

Personal competencies

  • Processing information, ideas and concepts
  • Taking a proactive approach
  • Demonstrating willingness to learn
  • Communicating

Professional groups of the occupation

Professionals

Science and engineering professionals

Life science professionals

Farming, forestry and fisheries advisers

Do you want to know the demand for this occupation in the market?

Contracts and job seekers in the last year in Barcelonès

Farming, forestry and fisheries advisers

243

Number of contracts in Barcelonès

75,23%

Percentage of contracts in Catalonia

10,96% Interannual variation of contracts in Barcelonès

60,91%

Permanent contracts over total contracts in Barcelonès

34,16%

Part-time contracts

1,29% Turnover index

189

Average of job seekers in Barcelonès

3%

Interannual variation of job seekers in Barcelonès

Data source: Observatori del Treball i Model Productiu, Government of Catalonia

The market for this profile is hiring

Contracts in u00e8 over the past year by sex and age

Contracts by gender in Barcelonès.

Science and engineering professionals

59%

41%

Men
Women

Data source: Observatori del Treball i Model Productiu, Government of Catalonia

Contracts by age groups.

Science and engineering professionals

Data source: Observatori del Treball i Model Productiu, Government of Catalonia

What vacancies are published in the professional family?

Vacancies published by professional family and type of contract in Barcelonès over the past year

Life science professionals

Occupation Vacancies Permanent contracts

Data source: Data generated from the analysis of Lightcast data and the Observatory of Work and Productive Model of the Government of Catalonia.

What experience is required for the vacancies? Which sectors are looking for this occupation?

Farming, forestry and fisheries advisers

No experience
5%
Less than 1 year
52%
Between 1 and 2 years
10%
Between 2 and 4 years
23%
Between 4 and 8 years
2%
More than 8 years
8%
Professional, scientific and techinical activities
36%
Information and communication
31%
Administrative and support service activities
13%
Manufacturing
6%
Financial and insurance activities
3%
Others
11%

Data source: Own elaboration based on the data of vacancies extracted by Lightcast.

The vacancies published are for working in:

Job vacancies posted by county

Data source: Own elaboration based on the data of vacancies extracted by Lightcast.