The main tasks of this professional is to examine, quantify and insure an asset before and after a loss. To this end, they estimate the value of the object or asset and quantify the price at which it must be insured, employing insurance techniques and analysing the characteristics of the insurance contract and of the object or asset to be insured.

• Estimate the value of the insured good before a loss occurs. The estimate is made taking into consideration the technical knowledge on the object or good to insure (civil engineering works, industry, food, automotive industry, etc.) and the circumstances that can damage it.
• Assess the damages caused to a good once the loss has happened. To do this, the loss adjuster assesses the extent of the damage and determines whether it is covered by the purchased insurance.
• Observe the objective situation in which the loss has occurred in order to assess the liabilities and indemnify the insured party based on these liabilities through deduction or induction methods, applying the technical knowledge on the specific matter in which the insurance tasks are carried out (civil engineering works, industry, food, automotive industry, etc).
• Determine the indemnity to be received by the affected party (person or company) according to the previous analysis of damages and the circumstances in which the loss has occurred.
  

Regulated training and graduates

• Professional Training Course(s) in the field of Building and Civil Engineering Works - Advanced Level: Construction projects
• Professional Training Course(s) in the field of Building and Civil Engineering Works - Advanced Level: Civil engineernig projects
• Certificat de Professionalitat de la Família Edificació i Obra Civil: Control d'execució d'obres civils (Nivell 3)
• Professionalism Certificate: Civil works project representation (Level 3)
• Certificat de Professionalitat de la Família Edificació i Obra Civil: Control d'execució d'obres d'edificació (Nivell 3)
• Professionalism Certificate: Building project representation (Level 3)
• Professional Training Course(s) in the field of Chemical Professional Families - Advanced Level: Chemical industry
• Grau: Arquitectura tècnica
• Grau: Enginyeria civil
• Grau: Enginyeria d'obres públiques
• Grau: Arquitectura tècnica i edificació
• Grau: Enginyeria en tecnologies industrials

Complementary training

Other specific skills

Orientation within reach: Level 2

Learning and use of knowledge: Level 1

Analytical thought: Level 2

Flexibility and change management: Level 2

Conceptual thought: Level 3

Initiative: Level 2

Management

The organisation, administration and control of a company or entity are the main interests of people related to the management field. Activities included in this field of interest vary from effective resource management, feasibility analyses and solving business problems to the development of skills and fostering of motivation in relation to human resources. Knowledge regarding specific techniques of strategic administration and business management are required to carry out these activities.

Technician

People who show an interest in the technical field find fulfilment in carrying out activities related to the design and manufacture of objects, machines, vehicles and/or infrastructures. These activities require the application of scientific and technical knowledge (laws of physics, calculations and mathematical formulas, properties of the materials, etc). Creativity is also necessary when coming up with optimal solutions for the functional requirements of the products to be designed. Therefore, the pragmatic application of scientific knowledge in order to develop solutions for the benefit of human beings is the main function of occupations in the technical field.

Construction draughtsperson

Technical building work execution auditor

Environmental worksite management technician

Cost estimation expert

Building project manager

• Work hours

  Full-time with a flexible schedule, since the insurance adjuster must adapt to the clients' schedules.

• Salary

  The remuneration is calculated based on the hours worked and demonstrable experience. Nonetheless, the remuneration ranges between 19.092 and 26.184 euros (gross) a year. Median: 22.359 euros annum gross. This remuneration range is wide because the educational level and experience required for this professional profile depend on the insurance company's activity and the complexity of the asset to be insured.
  
  Source: Report "Observatory of Jobs and Salaries of the Labour Market. Barcelona Activa", elaborated by ICSA Grupo. April 2015.

• Professional category

  Technician